Indexed
Universal Life
Insurance
Durkee Insurance
Planning for the future can be daunting, but protecting your family’s financial security doesn’t have to be. IUL Insurance provides peace of mind by offering lifelong coverage and potential cash value growth, ensuring that your loved ones are protected while you build a flexible financial safety net.
Sandra Rose
⭐⭐⭐⭐⭐
Always patient, courteous and always did his best to help us with confusing insurance options. Will gladly work with him again. Highly recommend.
Happy Customers
More than 300+ clients taken care of!
Indexed Universal Life Insurance
Durkee Insurance
Planning for the future can be daunting, but protecting your family’s financial security doesn’t have to be. IUL Insurance provides peace of mind by offering lifelong coverage and potential cash value growth, ensuring that your loved ones are protected while you build a flexible financial safety net.
About Us
Helping You To
Manage Your IUL
Insurance Needs!
Meet Josh Durkee
Veteran. Engineer. Insurance Professional.
Josh Durkee brings over 20 years of real-world experience to the families he serves. A proud U.S. Marine Corps veteran and recipient of the Air Medal during Operation Iraqi Freedom, Josh combines discipline and dedication with a deep understanding of risk and protection.
After years working in engineering and transportation safety, Josh returned to his roots in the insurance industry—first taught by his father in Vermont—and launched Durkee Insurance to provide tailored, trustworthy coverage for everyday families.
Licensed in 16 states and backed by degrees in engineering and business, Josh’s mission is simple: help you protect what matters most.
Joshua Durkee
Josh
NPN: 8031785
About Us
Helping You To
Manage Your IUL Insurance Needs!
Meet Josh Durkee
Veteran. Engineer. Insurance Professional.
Josh Durkee brings over 20 years of real-world experience to the families he serves. A proud U.S. Marine Corps veteran and recipient of the Air Medal during Operation Iraqi Freedom, Josh combines discipline and dedication with a deep understanding of risk and protection.
After years working in engineering and transportation safety, Josh returned to his roots in the insurance industry—first taught by his father in Vermont—and launched Durkee Insurance to provide tailored, trustworthy coverage for everyday families.
Licensed in 16 states and backed by degrees in engineering and business, Josh’s mission is simple: help you protect what matters most.
Joshua Durkee
Josh
8031785
Everything You Need To Know
About IUL Insurance
At A Glance
What is Indexed Universal Life Insurance?
IUL Insurance provides lifelong coverage with cash value growth tied to market performance, allowing you to protect your family and build savings with flexible premiums.
Important Details
IUL offers coverage while accumulating cash value, which can be accessed for retirement, emergencies, or other needs. It’s a flexible plan for long-term financial security.
Everything You Need To Know About
IUL Insurance At A Glance
What is Indexed Universal Life Insurance?
IUL Insurance provides lifelong coverage with cash value growth tied to market performance, allowing you to protect your family and build savings with flexible premiums.
Important Details
IUL offers coverage while accumulating cash value, which can be accessed for retirement, emergencies, or other needs. It’s a flexible plan for long-term financial security.
Reviews
Real-Life Testimonials
From Satisfied Clients
Sandra Rose
Always patient, courteous and always did his best to help us with confusing insurance options. Will gladly work with him again. Highly recommend.
Lori DeJoseph
Mr. Durkee has done a great job with securing a life insurance policy for me. Thank you Josh!
Matt Dooley
Josh Durkee is the best Life insurance agent ever I would recommend him!
Reviews
Real-Life Testimonials
From Satisfied Clients
Sandra Rose
"Always patient, courteous and always did his best to help us with confusing insurance options. Will gladly work with him again. Highly recommend."
Lori DeJoseph
"Mr. Durkee has done a great job with securing a life insurance policy for me. Thank you Josh!"
Matt Dooley
"Josh Durkee is the best Life insurance agent ever I would recommend him!"
More Info
Important Questions
Is Indexed Universal Life Insurance Right for Me?
IUL Insurance is ideal if you want lifelong coverage with the potential for cash value growth. It’s a flexible option that lets you adjust your premiums and death benefit, making it suitable for those who want both protection and a financial growth opportunity.
How Much Coverage Do I Need?
The amount of coverage depends on your financial goals and the needs of your beneficiaries. IUL policies can be customized, allowing you to choose a coverage amount that provides security for your family while meeting your budget.
Is a Medical Exam Required?
In many cases, a medical exam may be required for IUL Insurance, especially if you're looking for higher coverage amounts. However, some policies may offer simplified underwriting for lower coverage limits.
Can I Access the Cash Value?
Yes, you can access the cash value accumulated in your IUL policy. It can be used for various financial needs, such as supplementing retirement income, covering unexpected expenses, or funding education.
How do I Sign Up?
You can start by scheduling a consultation to discuss your needs with an insurance expert. They’ll help you customize your IUL policy and guide you through the application process.
More Info
Important Questions
Is Indexed Universal Life Insurance Right for Me?
IUL Insurance is ideal if you want lifelong coverage with the potential for cash value growth. It’s a flexible option that lets you adjust your premiums and death benefit, making it suitable for those who want both protection and a financial growth opportunity.
How Much Coverage Do I Need?
The amount of coverage depends on your financial goals and the needs of your beneficiaries. IUL policies can be customized, allowing you to choose a coverage amount that provides security for your family while meeting your budget.
Is a Medical Exam Required?
In many cases, a medical exam may be required for IUL Insurance, especially if you're looking for higher coverage amounts. However, some policies may offer simplified underwriting for lower coverage limits.
Can I Access the Cash Value?
Yes, you can access the cash value accumulated in your IUL policy. It can be used for various financial needs, such as supplementing retirement income, covering unexpected expenses, or funding education.
How do I Sign Up?
You can start by scheduling a consultation to discuss your needs with an insurance expert. They’ll help you customize your IUL policy and guide you through the application process.
Looking for a First-Class IUL Insurance Consultant?
Looking for a First-Class IUL Insurance Consultant?
Durkee Insurance is committed to serving you at the highest level with all your Indexed Universal Life Insurance needs.
National Producer Number: 8031785
Company
Directories
Legal
Durkee Insurance is committed to serving you at the highest level with all your Indexed Universal Life Insurance needs.
National Producer Number: 8031785
Company
Directories
Legal